Payments built into Loyverse POS

Accept card payments and receive payouts, fully embedded in Loyverse POS — without a separate payment provider to manage.

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Payments built into Loyverse POS
Why Loyverse payments

One POS, one payment provider, one place to manage it all

  • No double entry

    Amounts flow directly from Loyverse POS to the payment device, so cashiers don't enter totals manually on a separate terminal.

  • Everything stays connected

    Sales, refunds, fees, tips, and payouts stay linked in your dashboard, with no manual matching across separate systems.

  • One team for support

    Get help from Loyverse without going back and forth between your POS and a separate payment provider.

Payment hardware

Start with your phone or choose a dedicated reader

Turn your phone into a payment device with Tap to Pay. Choose a reader if you prefer a separate device.

Start free

Tap to Pay on iPhone & Android

Turn a compatible phone into a contactless reader. Nothing to buy, so you can start accepting cards right away.

Dedicated device

Smart reader

A reader for the counter or anywhere you take payments. Ideal when you want a full-featured payment terminal.

Coming soon

Mobile reader

A compact reader that pairs with your phone or tablet. A low-cost way to add a dedicated reader to your setup.

Browse hardware

Paid out every business day
Payouts

Paid out every business day

Card sales are paid out automatically to your connected bank account every business day. Funds are typically available within two business days after the transaction.

Customer tipping

Give customers an easy way to tip

Show tip options before customers pay, customize your tipping settings, and review tip totals in your reports.

Tip prompts Customers see tip options during checkout.

Flexible tipping Set tip percentages, allow custom amounts, or turn tipping off.

Tip reporting Track tip totals and tips earned by each employee.

Customer tipping
Pricing

Simple, transparent pricing

No monthly fees, no monthly minimums, and no contracts.

2.6% + 15¢

per in-person card transaction

Answers to common questions

Is there a monthly fee for Loyverse Payments?

No monthly fee and no minimums for Loyverse Payments. You pay 2.6% + 15¢ per in-person transaction. No statement, PCI, or batch fees.

How long until I can take my first payment?

Many merchants can start taking payments the same day they sign up. If additional verification is needed, approval may take a few business days.

Do I need special hardware?

No — you can start with Tap to Pay on a compatible phone, free with no hardware to buy. When you're ready, add a Smart reader for a dedicated payment terminal, with the Mobile reader coming soon. See hardware options →

When will I get paid?

Payouts are sent automatically to your connected bank account every business day. Funds typically become available within two business days of each transaction. New accounts may have an initial payout hold of up to 7 days before the daily schedule begins.

What cards and wallets are supported?

Loyverse Payments accepts all major card brands and mobile wallets, including Visa, Mastercard, American Express, Discover & Diners, Apple Pay, Google Pay, Samsung Pay, and WeChat Pay. Additional payment methods such as JCB, China UnionPay, and Affirm are supported on select readers.

What about chargebacks?

If a customer disputes a transaction, you'll see it in Loyverse and can provide additional information to help resolve the case. A flat $20 chargeback fee applies per case.

Can I use a different processor?

Yes, but other processors are typically not integrated, which means manually entering each payment amount, separate systems to manage, and separate support.

Why do I need to verify my business and ID details?

When activating Loyverse Payments, you'll verify your identity and business with details like your legal name, tax ID, and bank account. Financial regulations require every payment provider to do this before processing card payments and sending payouts. It protects you and your customers from fraud — and once you're verified, you usually don't have to think about it again.

Take your first card payment today

Sign up, activate payments, make your first sale.

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