Payments built into Loyverse POS

Accept card payments and receive payouts, fully embedded in Loyverse POS — without a separate payment provider to manage.

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Why Loyverse payments

One POS, one payment provider, one place to manage it all

No double entry

Amounts flow directly from Loyverse POS to the payment device, so cashiers don't enter totals manually on a separate terminal.
Everything stays connected

Sales, refunds, fees, tips, and payouts stay linked in your dashboard, with no manual matching across separate systems.
One team for support

Get help from Loyverse without going back and forth between your POS and a separate payment provider.

Payment hardware

Start with your phone or choose a dedicated reader

Turn your phone into a payment device with Tap to Pay. Choose a reader if you prefer a separate device.

Tap to Pay on iPhone & Android

Turn a compatible phone into a contactless reader. Nothing to buy, so you can start accepting cards right away.

Mobile reader

A compact reader that pairs with your phone or tablet. A low-cost way to add a dedicated reader to your setup.

Smart reader

A reader with a built-in display — for the counter or on the go. Ideal when you want a full-featured payment terminal.

Shop readers →

Payouts

Paid out every business day

Card sales are paid out automatically to your connected bank account every business day. Funds are typically available within two business days after the transaction.

Customer tipping

Give customers an easy way to tip

Show tip options before customers pay, customize your tipping settings, and review tip totals in your reports.

Tip prompts Customers see tip options during checkout.

Flexible tipping Set tip percentages, allow custom amounts, or turn tipping off.

Tip reporting Track tip totals and tips earned by each employee.

Pricing

No monthly fees, no monthly minimums, and no contracts.

1.99% + 15¢

Debit cards

2.49% + 15¢

Credit cards

Answers to common questions

Is there a monthly fee for Loyverse Payments?

No. There are no monthly fees or monthly minimums for Loyverse Payments. You pay 1.99% + 15¢ per in-person transaction on debit cards and 2.49% + 15¢ on credit cards. Cards issued outside the United States add 1.5% to the applicable rate. There are no statement, PCI, or batch fees.

How long until I can take my first payment?

Many merchants can start taking payments the same day they sign up. If additional verification is needed, approval may take a few business days.

Do I need special hardware?

No — you can start with Tap to Pay on a compatible phone, free with no hardware to buy. When you're ready, add a Mobile reader or a Smart reader for a dedicated device. See hardware options →

When will I get paid?

Payouts are sent automatically to your connected bank account every business day. Funds typically become available within two business days of each transaction. New accounts may have an initial payout hold of up to 7 days before the daily schedule begins.

What cards and wallets are supported?

Loyverse Payments accepts all major card brands and mobile wallets, including Visa, Mastercard, American Express, Discover & Diners, Apple Pay, Google Pay, and Samsung Pay. Additional payment methods such as JCB and China UnionPay are supported on select readers.

What about chargebacks?

If a customer disputes a transaction, you'll see it in Loyverse and can provide additional information to help resolve the case. A flat $20 chargeback fee applies per case.

Can I use a different processor?

Yes, but other processors are typically not integrated, which means manually entering each payment amount, separate systems to manage, and separate support.

Why do I need to verify my business and ID details?

When activating Loyverse Payments, you'll verify your identity and business with details like your legal name, tax ID, and bank account. Financial regulations require every payment provider to do this before processing card payments and sending payouts. It protects you and your customers from fraud — and once you're verified, you usually don't have to think about it again.

Take your first card payment today

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